Using Your Insurance to Cover Your Counseling

Dave Decker, MA, LP, is an “in-network” provider for Blue Cross Blue Shield of Minnesota, Medica, and United Health Care.  Dave’s services may be covered by other insurance carriers (such as HealthPartners, Cigna, and Preferred One) if you have what is called “out-of-network” coverage, which generally involves somewhat higher deductibles, co-insurance, or co-pays.

Note:  You, as a client, are responsible to verify eligibility and benefit coverage for your insurance. Ultimately, you need to determine whether your insurance will pay for your counseling services with Dave. Thus, it is important that you personally contact your insurance company (calling the phone number on the back of your card or contacting them through their website) prior to your first therapy visit to verify your eligibility, benefit coverage, and the amount of any deductibles, co-insurance, and co-pays. 

Please contact your employer or your insurer directly if you have any questions about your mental health coverage.

Thanks much.  Call if you have questions.  Dave